Graeme Holm is a financial expert and an experienced banker. He is the founder and a director of a company known as Infinity Group Australia. He is classified as an MBA Top 100 Broker in Australia. For 17 years, he was working with different banks before he quit to establish this company.
Infinity Group is all about debt reduction and money management services. Since 2013, they have been offering these services to clients from all over Australia who are interested in securing their future with them.
Graeme Holm started this company so after witnessing the challenges that Australians were going through managing their finances. Through his experience in the banking sector, he observed that many people who were taking loans from the banks lacked basic knowledge of financial management and the banks were not willing to assist them with this.
As a result of lack of knowledge on funds management, many borrowers struggled with loan repayment. They were saving too little that could go into debt reduction. Borrowers took many years before completing loan payment. For instance, it takes up to 30 years for some people to complete a mortgage. This is an extended period considering that there are other responsibilities in life. Borrowers are subjected to paycheck to paycheck life against their will.
Graeme Holm did a research and found the lack of financial support and guidance to be the main cause of these challenges. He decided to create something that would solve the problems. He came up with the idea of Infinity Group Australia which would roll out a financial management approach that would prioritize the needs of the customers first.
Infinity Group Australia would take over financial management once the bank handed over the loan. The aim is to get the borrowers out of debt in the shortest time possible. Instead of paying principal amount plus interest for many years, there are steps one can take to save more that will go to loan repayment.
Graeme Holm introduced the idea of personal bankers. Each client is assigned a personal financial coach to help them plan their financial life. The personal banker is a financial expert who will monitor the budget of the client and recommend adjustments.
Infinity Group Australia operate on the premise that most of the things we spend money on are not necessary at all. These are things we can do without, but we tend to think they are necessary. The personal banker will create a monthly report of the spending one makes and recommend things one can do without.
The idea of personal banker can be compared to a personal gym trainer. It is easier to get the desired body shape when working with a trainer than when working out alone. The results can also be achieved quickly with gym trainer. This is the same case with a personal coach for financial needs. A personal banker will guide you in the right manner and ensure that every coin is used responsibly. Learn more : http://meetgraemeholm.com.au/