Mindless Wanderings

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Mindless Wanderings

Category Archives: Financial Advice

Lending from Equities First Holdings LLC

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Equities First Holdings LLC a private owned company who provides securities based lending services for businesses, and individual investors. Specializing in non-existent purpose shareholder financing, alternative corporation financing solutions, and capital allocation. They provide a loan based on thier evaluation of the risk factors, and future performance associated with the stocks, bonds, and treasuries. Operating out of six countries which includes the United States, United Kingdom, Australia, Hong Kong, Singapore and Thailand.

Equities First Holdings has executed more than 500 transactions. Having spent well over a decade assisting clients obtaining the much needed capital. Their cliental includes high net worth investors, directors of publicly traded companies, global financial service firms, and lending asset management organizations. Shareholders unlike the owners of sole proprietorships or partnerships, corporate shareholders are not personally liable for the company’s debts and other financial obligations. This means that if the company goes under, its creditors cannot demand payment from shareholders like they could from the owners of privately held entities.

Capital allocation boils down to how a business divides all of their financial resources as well as their capital, different processes, people and projects. The management’s goal is to optimize capital allocation so that it generates as much wealth as possible for its shareholders. Shareholders are partial owners of a company. This means that an individual or a company can have at least one share of the companies stock. Since, they’re a companies owner they can recap benefits when the company succeeds or fails.

Financial services are the economic services meant to encompass a broad range of businesses that manage money, including credit unions, banks, credit-card companies, insurance companies, accountancy companies, consumer-finance companies, stock brokerages, investment funds, bonds excreta. Bonds are a debt security, under which the issuer owes the holders a debt, and depending on the terms of the bond, is obliged to pay them interest, and/or to repay the principal at a later on, termed the maturity date. Unlike the leadership of other business types, companies with shareholders rely on a board of directors, as well as executive management to run things — meaning the actual owners, the shareholders, unfortunately don’t have much say in the day-to-day operation of the business.

Richard Blair Of Wealth Solutions Says Airbnb Is An Insurance Pitfall

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Think you may be a candidate for Airbnb? According to Richard Blair and his Wealth Solutions blog, you may want to review your homeowner’s insurance policy first. The blog post reveals a significant hindrance that many would-be hoteliers get blindsided by, like a lack of insurance liability coverage. Turns out, most of the well-known insurance companies do not cover short-term Airbnb rentals, and this fact is most assuredly listed in your liability coverage exclusions. Have you checked your homeowner policy conditions lately? It may be time to discuss your options with an insurance expert.

These conditions are applicable to the policy’s liability coverage, and it’s key if you need to make a claim. Yet, homeowners whom rent our their property under Airbnb guidelines typically must worry about certain perils like vandalism, theft, and accident coverage. What if you’re not covered. Those out-of-pocket expenses will probably become a hefty burden.

Another issue to consider is simply not informing your insurance company about your undercover hotelier venture.

Consider An Umbrella Policy

Wealth Solutions suggests getting umbrella coverage to provide important gap-filling conditions. An easy example of how this may work is when liability coverage does not include personal injury for a rental. In many cases, an umbrella policy will provide coverage.

Long Term Perspective

Start with some enthusiasm for building a nest egg, throw in some helpful tools and advice from a seasoned professional, and you’ve got yourself the recipe for Wealth Solutions, an all-inclusive financial planning firm. Brainchild of Richard Blair, the sentiment behind Wealth Solutions was to not only assist families in building their nest egg, but educating them in finance and investments.

“It’s not the end of the world if you’ve started late to save, of course the dilemma is time on your horizon is creeping up on you, so what you do next matters,” says Blair. Since 1993, this is where Richard Blair excels. After graduating college, Blair went directly into the finance industry, establishing Wealth Solutions just a year later. Today, he sets his sights on retirement planning, and even during turbulent times, Blair shows baby boomers how long-term commitment with Wealth Solutions pays off.