Mindless Wanderings

Looking All Around
Mindless Wanderings

Richard Blair Of Wealth Solutions Says Airbnb Is An Insurance Pitfall

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Think you may be a candidate for Airbnb? According to Richard Blair and his Wealth Solutions blog, you may want to review your homeowner’s insurance policy first. The blog post reveals a significant hindrance that many would-be hoteliers get blindsided by, like a lack of insurance liability coverage. Turns out, most of the well-known insurance companies do not cover short-term Airbnb rentals, and this fact is most assuredly listed in your liability coverage exclusions. Have you checked your homeowner policy conditions lately? It may be time to discuss your options with an insurance expert.

These conditions are applicable to the policy’s liability coverage, and it’s key if you need to make a claim. Yet, homeowners whom rent our their property under Airbnb guidelines typically must worry about certain perils like vandalism, theft, and accident coverage. What if you’re not covered. Those out-of-pocket expenses will probably become a hefty burden.

Another issue to consider is simply not informing your insurance company about your undercover hotelier venture.

Consider An Umbrella Policy

Wealth Solutions suggests getting umbrella coverage to provide important gap-filling conditions. An easy example of how this may work is when liability coverage does not include personal injury for a rental. In many cases, an umbrella policy will provide coverage.

Long Term Perspective

Start with some enthusiasm for building a nest egg, throw in some helpful tools and advice from a seasoned professional, and you’ve got yourself the recipe for Wealth Solutions, an all-inclusive financial planning firm. Brainchild of Richard Blair, the sentiment behind Wealth Solutions was to not only assist families in building their nest egg, but educating them in finance and investments.

“It’s not the end of the world if you’ve started late to save, of course the dilemma is time on your horizon is creeping up on you, so what you do next matters,” says Blair. Since 1993, this is where Richard Blair excels. After graduating college, Blair went directly into the finance industry, establishing Wealth Solutions just a year later. Today, he sets his sights on retirement planning, and even during turbulent times, Blair shows baby boomers how long-term commitment with Wealth Solutions pays off.

How Helane Morrison Is Bringing Forth A New Era In Business

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It is no secret that we women have had a tough time when it comes to our careers. The opportunities are not as abundant the higher you go. Let’s not even get started on the wage gap. It is truly ridiculous. It’s almost laughable.

Can we talk about this proverbial glass ceiling? Nevermind that, because it has all been said over and over. Let’s talk about when that ceiling gets shattered, making a way for the rest of us women to move through. Every time that happens it allows us the chance to really show what we can do.

One such glass breaker is Helane Morrison. With her career, you’d think she just strolled in. No, as easy as that sounds it was not. There was a lot of hard work, persistence, and diligence involved in her rise in the corporate world.

She started her career by being a law clerk at the US Court of Appeals for the 7th circuit. Moving on from there, she then started working with Supreme Court Justice, Harry A. Blackmun in 1985. This was a fortuitous job posting, seeing as Justice Blackmun was in support of women’s rights. Having a great mentor will help you go a long way, and that’s what happened here. Morrison grew to become impassioned over the issue of women’s rights, not just content to keep things status quo.

Let’s move forward a little in this tale. In 2008, there was a major financial collapse that affected the U.S. Who’s to blame? Looking left and right all you could see was pointing fingers. Come on, really? Something that big doesn’t just happen all of a sudden. The trust of the public was broken. Now enters one Helane Morrison.

She was relentless when it came to going after those who violated security laws, so much so that it became the main focus in her career. Her work was recognized and she was invited to work at the office of U.S. Securities and Exchange. She was so impressive, it led to her being the first woman to have the title of Head of Commission and Regional Director.

With the crash of 2008 as a driving force, Morrison began an approach that was viewed as unorthodox. It involved something that was missing before. Equality. How about that? Making changes both structurally and philosophically, she put her money where her mouth was. She even encourages non-work commitments to charities and transparency in fundraising.

Marc Sparks’ Fairytale Success Story

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In today’s very competitive world, average performance in school usually translates to average performance in life. So much emphasis is placed on good academic performance that usually the point of education is lost all together, for many people.

For Marc Sparks, however, average performance did nothing to dampen his morale. He not only managed to go beyond the average academic performance but also attained levels of success that even people with higher levels of education would envy.

Today, Marc Sparks is a source of inspiration for would be entrepreneurs on what to and what not to do to succeed in entrepreneurial world.  With a high school grade of C+, Marc Sparks refused to let the average grade limit his potential and instead started multiple businesses. The Dallas, Texas resident is a serial entrepreneur who is passionate about what he does.

His book “They Can’t Eat You” (can be found on Amazon and GoodRead) shares his story of how he managed to curve his own path to success despite all the odds. He is also the founder and CEO of Timber Creek Capital LP, an equity firm that helps entrepreneurs to achieve their dreams.

It assists them in creating the appropriate business structure for success such as office space, capital, accounting, graphic arts and anything else that a business needs in order to succeed.   Marc Sparks is also a venture capitalist and is forever on the search for promising entrepreneurs to invest in. Learn more: https://angel.co/marcsparks3 and http://ireport.cnn.com/docs/DOC-1132595

Among the qualities that he looks for include exclusivity of services or products, current progress in terms of sales and the strategy that will efficiently and effectively employ the financial resources requested for. It is perhaps interesting to note that despite the various challenges and hurdles that he has had to go through himself in his struggle for success, he is more than willing to assist others succeed in their own business ventures.

His charitable nature does not end with financial success. Marc Sparks is also a philanthropist who participates in several humanitarian organizations such as The Samaritan Inn (which provides shelter for the homeless), the Habitat for Humanity among others – Marc Sparks: More Business Than Usual

According to a website (http://whoismarcsparks.com/), he is of the belief that if one is blessed with good fortune, they should share the same with the less fortunate as the more one has the more is expected of them.

However, with the right kind of attitude it is achievable. Success is something that should be shared and with a helping hand, anyone can achieve great heights of financial success.

Reina’s Talk Fusion changes video and email

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It’s no secret that videos have become a very popular method for communicating in today’s world. Today the Company Talk Fusion is largely responsible for this technological advance. Talk Fusion is in the video communication business. Today the company is responsible for video, broadcasting, conferencing and social networking products.

Talk Fusion itself is really quite simple. Just open and record a video using built-in computer Web cam or on a Flip camera. Open the Talk Fusion portal and upload the needed video. From their the video can be created and branded. A variety of templates are available to make the video more appealing. The video can be sent to just one individual or thousands of people if necessary. Perhaps the best feature of the technology is that videos remain stored on the Talk Fusion website.

Bob Reina is the founder of Talk Fusion. Holding a degree in Criminology from the University of South Florida Reina is also a graduate of the police academy. His working career began as a full time police officer. He had a desire however for a revolutionary product in the he video email product world.

Reina was confident this feat was possible and with the help of an intelligent friend, he was able to perfect the idea. His creation was the beginning of Talk Fusion. This amazing technology continues to impact the email and video world to this day.

Learn more: http://blog.talkfusion.com/talk-fusion-gives-back-founder-ceo-bob-reinas-1-million-donation-continues-to-make-headlines/


Great Fashion and Beauty Rules to Break According to Doe Deere

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The Unconventional Doe Deere
Doe Deere is an unconventional founder and CEO. She is the owner of Lime Crime makeup. It is not often that the average CEO is seen with blue or rainbow colored hair. Her highly unique and uncommon wardrobe adds to her unconventional appearance. Unconventional is not necessarily a negative thing. These are a few of the extraordinary qualities that Doe Deere portrays. She is clearly a woman who beats to her own drum and style. She is remarkable and extraordinary because she is so beautifully unconventional.The Great Fashion and Beauty Rules to Break
Doe Deere has her own personal favorite fashion and beauty rules that she enjoys breaking. She does not believe that fashion and makeup rules are meant to be set in stone. She hold the belief that flexibility along with unique creative style may be the perfect touch to an image. Doe Deere is clearly a lady who enjoys her own creations. The great fashion and makeup rules that she breaks include the following:
* stay with specific occasion attire and outfits
* dressing your age is appropriate
* it is tacky to wear socks and open-toed shoes together
* mixing several patterns together is not acceptable
* mixing too many colors together is poor taste
* wearing bold lip colors and bold eye colors are unacceptable
* if your hair if unnaturally colored, you must stick with wearing blacks and neutrals
These are seven of Doe Deer’s favorite fashion and makeup rules that are great to break and bend.Suggestions Only
The fashion and beauty rules are not rules that everyone must abide by. They are simply suggestions and guidelines. Doe Deere loves to breaks them and create her own style. It is clear that her brand of makeup reflects this colorful CEO.A Little Background About Doe Deere
Doe Deere had actually been born in Russia. She did not grow up in Russia, she grew up in New York. She launched Lime Crime in the year 2008. She was able to create stunning and vibrant colors.

US Money Reserve Penny Protocol

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U.S. Money Reserve president Philip Diehl recently did an interview with CNBC’s Squawk Box and explained why he felt the penny was more trouble than it’s worth and why he feels production should be discontinued on it.
“Nobody uses the penny anymore, I mean if you bend down and pick it up off the street, you’ll be getting paid less than minimum wage for your trouble. So most people just pass it up.”

The problem Diehl feels is that it costs more to produce than it’s actually worth, and he believes that the US Mint could save 10s of millions of dollars by eliminating pennies. Another reason he feels the penny is becoming obsolete is because the surge in electronic transactions as opposed to cash.

“The reality is”, he states, “that about 25 percent of all transactions are now in cash. The other 75 is in electronic forms of one type or another.”

He also said that usually the arguments about increased inflation come mostly from the penny lobby groups and that he feels that increased competition in the markets, would actually cause companies to not increase the price. In fact he thinks prices may be lowered. Or in his own words, “Why would you irritate a customer over a penny?”

The interviewer went on to say that while there may be some costs savings in eliminating the penny, he asked about eliminating the nickel as well. Diehl stated that the nickel was a different animal and that it’s “composition could be changed to make it more profitable.”

He went on to say that the main reason the penny was still being kept around is because of private interest groups that are responsible for printing the blanks, the zinc industry, and the Illinois congressional delegation due to Abraham Lincoln’s image being stamped on it.

Fabletics Is Coming to a Town Near You

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There are a lot of places you can get clothing that will be good for you, but not everywhere has things as fun as Fabletics. The brand is doing well and is giving people more ways to shop.

Online and More

The company has made plans to open stores in the next few years. Each will have some of the fabletics line on hand so customers can try them on. This makes it easier for shoppers to not only buy an outfit or two, but also to give customers an option to start the subscription service that is currently only offered online.


There are a lot of ways you can get the clothing that you want through online purchases. The biggest is through a subscription service like this one. Fabletics is only one of many different companies that are doing this in hopes of getting customers to get clothing delivered straight to their home. It can make things eaiser for businesses as well as customers because it becomes a set it and forget it thing.

Store Options

This is the new part of the companies plan. The stores will be able to let people try on the clothing and understand why it’s a great idea to have each month.

There are a lot of clothing options for those that want to look online. This may mean using a subscription service for this kind of shopping. It’s really up to you as the customer as far as how you want to purchase your clothing each month or each time. Take your time and be sure this is the right option for you and your needs and if it’s not, don’t be afraid to just stop in their new stores and get what you want.
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Thor Halvorssen Turns Politically Slanted Interview Into Discussion Of Human Rights

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You may not think about it very much but there are a lot of countries that violate human rights around the world. These countries include Oman, Bahrain, Qatar, Saudi Arabia and Angola. Each of these countries has a vicious authoritarian dictator that exploit their own people with unchecked, unbalanced, unilateral powers. The people who lead these are evil and Thor Halvorssen (Imdb) wants you to know that.

Thor Halvorssen is the founder of the Human Rights Foundation and he has become a world famous advocate for the victims of political crimes. Once he sets his sights on a dictator he will stop at nothing to expose the corruption and bring them down. That’s why he seemed a little out of place during a recent Fox News segment. Fox News was trying to talk about the evils of socialism and it seems that Thor Halvorssen was there to talk about human rights violations. The news network tried to merge the two subjects by asking him why socialism violates human rights. Mr Halvorssen then had to go on the defensive.

He eloquently explained that people use socialism to violate human rights. The existence of a socialist government does not mean that human rights are being violated, and used positive examples such as the Nordic countries of Finland, Norway and Sweden. It almost looks as if the anchor believed that she would get a straight answer — socialism is bad — from Thor Halvorssen. Instead, she got the surprise of a lifetime.

It turns out that Thor Halvorssen is a Bernie Sanders supporter. The segment aimed to take down Bernie Sanders and Thor Halvorssen turned it into a discussion on dictators and human rights violations. He came to support the Senator from Vermont as president because of his record as a defender of human rights. All the other candidates, he pointed out, on both sides of the aisle support dictatorships around the planet by taking donations from them or publicly supporting their actions.